Muslimin, Muslimin (2017) Apakah Net Performing Loans (NPL) dipengaruhi oleh Skala Usaha? (Analisis Kredit UMKM Pada Bank Pembangunan Daerah). Prosiding Penelitian Bidang Ekonomi-Bisnis Serta Pembangunan Masyarakat Dalam Upaya Meningkatkan Publikasi Internasional. pp. 303-309.

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Abstract

This study aims to analyze micro, small and middle (MSME) loans of Regional Development Bank (Bank Pembangunan Daerah/BPD) in Indonesia. As one of government banks which is owned by regional government, this kind of bank has a strategic position to support regional growth and development. MSME or SME loans, base on many empirical studies, can support sustainable development. However, there are also studies which suggest that MSME’S have a disadvantage contribution to bank performance. Base on that condition, this research explores how MSME loans affect the bank performance in credit risk. The result shows that credit size which measure in micro, small and middle, affects the NPS, as a proxy of credit risk; the more credit size, the more magnitude of the effect. Further research and recommendations are given to explore and to strengthen MSME as one of instruments to support sustainable regional development

Item Type: Article
Subjects: H Social Sciences > HG Finance
Divisions: Fakultas Ekonomi dan Bisnis (FEB) > Prodi Magister Manajemen
Depositing User: MUSLIMIN
Date Deposited: 22 Jun 2018 03:54
Last Modified: 22 Jun 2018 03:54
URI: http://repository.lppm.unila.ac.id/id/eprint/7476

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