makhya, syarief and Nisa, Khoirin and Larasati, Siska Diah Ayu and Suripto, Suripto and Ali, Suprihatin (2020) Government policy in the case of provision of commercial bank loans based on business fields per Sumatra region. TEST, ENGINEERING & MANAGEMEN, 82. pp. 6843-6851. ISSN 0193-4120


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A number of efforts were made by the government so that economic growth can be achieved on target. One of them is by offering bank loans in several regions of Indonesia such as in Sumatra. The quick step in describing the case of economic growth is with a biplot analyst, as biplot analysis can illustrate a lot of data which is then summarized in the form of two-dimensional graphic. The purpose of this study is to map several regions throughout Sumatra based on the commercial bank credit sector until the period of January 2019, to obtain information about the similarity of the regions, variable diversity, relationships between variables, and ―relative position‖ of a region to the variables without having to use many graphs or tables, and know the level of goodness of the biplot analysis results. This study indicates that the biplot analysis is able to provide representative information about commercial bank loans in several regions of Sumatra by 92.79%. Some important information was obtained, including the provinces of Jambi, West Sumatra, Riau, South Sumatra, and Lampung, which have the same characteristics in terms of credit based on business activities until the period of January 2019. Bank credit is mostly in the Health Services and Social Activities sector, Agriculture sector, Hunting, and Forestry, Community Services, Cultural, Entertainment and Other Individuals Sector, Education Services sector, Wholesale and Retail Trade sector,and Intermediary sector, namely in the regions of Jambi, Riau, West Sumatra, South Sumatra, Lampung and North Sumatra .

Item Type: Article
Subjects: H Social Sciences > HA Statistics
J Political Science > JS Local government Municipal government
Divisions: Fakultas Ilmu Sosial dan Ilmu Politik (FISIP) > Prodi Ilmu Pemerintahan
Depositing User: DR. KHOIRIN NISA
Date Deposited: 27 May 2020 08:29
Last Modified: 27 May 2020 08:29

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